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Understanding Different Property Asset Classes & Their Investment Benefits

When it comes to building a high-performing property portfolio, not all properties are created equal. Each asset class comes with its own advantages depending on your goals, risk appetite, and financial stage.

Here’s a breakdown of the most popular residential property asset types and how they can help you grow wealth strategically.

🏡 1. Co-Living

What It Is: A purpose-built home with 3–5 rentable rooms, each leased separately.

Benefits:

  • Up to $1,900/week in rental income

  • 7% to 10.5% gross yields

  • Low vacancy rates due to rising rental demand

  • Cashflow-positive from day one

Best For: Investors wanting to boost serviceability and income quickly.

🏠 2. Rooming House

What It Is: A residential property approved for multiple occupants under one title, each with a private lease.

Benefits:

  • Consistent cashflow

  • High rental demand from students, professionals, and essential workers

  • Council-supported in key QLD & VIC locations

Best For: Yield-focused investors and SMSFs.

🏢 3. Duplex

What It Is: Two separate dwellings on a single block (under one or two titles).

Benefits:

  • Two rental incomes from one build

  • Potential to subdivide and sell separately

  • Strong appeal in growth corridors like SE QLD, NSW, and VIC

Best For: Capital growth and equity uplift investors.

🏤 4. Dual Occupancy

What It Is: A house with a main residence + a fully self-contained second dwelling (granny flat style).

Benefits:

  • Lower land cost vs two separate homes

  • Strong rental returns

  • Popular with first-time investors and SMSFs

Best For: Entry-level investors wanting multiple incomes.

🏦 5. Apartments

What It Is: Individual strata-title units in medium to high-density developments.

Benefits:

  • Affordable entry price (from $500K)

  • Low maintenance

  • Strong depreciation and tax benefits

  • Often located in well-connected urban precincts

Best For: Busy professionals, downsizers, and SMSFs.

🏢 6. House & Land Packages

What It Is: A fixed-price contract to build a new home on a titled block of land.

Benefits:

  • Full depreciation

  • Turnkey with no hidden costs

  • Perfect for first-home buyers and investors

  • Customisable build and suburb choice

Best For: Owner-occupiers, first-time investors, and SMSFs.

💼 Which Strategy Is Right for You?

There’s no one-size-fits-all. The best asset class depends on:

  • Your budget & borrowing capacity

  • Your income goals vs growth goals

  • Whether you’re investing solo, via SMSF, or as a couple/family

At APN Prestige Group, we tailor a property strategy that aligns with your goals — using the right combination of cashflow, growth, and tax-effective assets.

Contact us today for a free strategy session.

📲 +61 489 267 176
📧 info@apnprestigegroup.com.au
#PropertyStrategy #InvestmentProperty #APNPrestigeGroup

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